Our new business and further advance service will ensure delivery of efficient, quality processes required to support mortgage origination in this increasingly competitive marketplace. We can deliver a full new business processing service from the provision of a fully compliant KFI to completion and the release of funds.
Our efficient systems will ensure the gathering of all necessary credit checks and references, leading to an underwriting or credit scored decision process. We will be happy to provide as required, a mandated underwriting or credit scoring service in support of your new business lending policy.
Our application processing systems support all market leading products and provide a fully branded and compliant service. We are able to support multiple origination sources and funding lines, all with the flexibility of a service able to cope with fluctuations in business levels.
Whether you wish to grow your balance sheet or participate in the increasingly active portfolio trading market, we will help maximise your new business lending and achieve your targets.
Where required, SMS can even supplement client achieved lending levels through the sale of additional assets. North Yorkshire Mortgages Limited, a sister company to SMS will guarantee the availability of further assets to ensure that you are able to guarantee the achievement of all lending targets.
SMS is therefore offering a service which enables you to set challenging new business targets in the knowledge that whether or not sufficient origination is found, all lending targets will be achieved.