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Our ISA products

ISAs for simple, tax-free savings

ISAs, or Individual Savings Accounts, are an ideal way to stop the taxman eating away at your savings. They protect your savings and investments from both Personal Income Tax and Capital Gains Tax and, as long as your money is in an ISA, you don’t need to declare it on a tax return.

Transferring a Cash ISA to us

ISAs can be confusing but we hope to make transferring to Skipton as simple as possible. Use this straightforward guide to transferring to help you.

Why transfer your ISA?

  • ISA rates are constantly changing and what may have once been a high interest paying account could now be paying less than you think. Here at Skipton we believe in providing our customers with long term value which is why our ISA range has been designed to do just that. Don't leave your hard earned savings in a low paying account, transfer them to Skipton today!
  • Consolidating previous years' ISA subscriptions will allow you to take advantage of higher tiered interest rates, and also keeps things simple: you only have one account to manage which means you can always be sure your tax-free savings are working hard for you.
  • You may need to take a monthly income, consolidated funds will provide a monthly income and ensure your lump sum remains tax-free.
  • It is important to transfer your funds in this way as simply withdrawing the money from your Cash ISA, means it will lose its tax-free status.

Choose from our latest ISAs

Read our 'Our Cash ISAs Key Features Document' for further information about ISAs

Stocks and Shares ISAs - available through SFS Invest Direct**
Please note, you will be transferred to the website of SFS Invest Direct. Its website terms and conditions may differ from Skipton's so please read them carefully.

**SFS Invest Direct is a trading name of Skipton Financial Services Ltd which is a wholly owned subsidiary of Skipton Building Society

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0845 603 4735
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Gross means the interest paid before the deduction of income tax at 20%. AER stands for Annual Equivalent Rate and illustrates what the interest rate would be if interest was paid and added each year.